About Us
Get To Know More About UsCompany Structure
Professional, Collaboration & Leadership4U Innovation operates with a well-defined organizational structure designed to promote efficiency and accountability, ensuring every project meets international standards for precision, timeliness, and quality.
- Provides strategic direction and oversight, ensuring alignment with the company's vision and objectives.
- Chief Executive Officer (CEO): Guides strategic initiatives and oversees overall operations.
- Chief Operating Officer (COO): Manages daily operations and drives process optimization.
- Chief Technology Officer (CTO): Leads technological development and innovation strategies.
- Chief Marketing Officer (CMO): Directs global marketing strategies, brand positioning, and customer engagement.
- Product Development & R&D: Specializes in research, development, and design of innovative products and solutions.
- Sales & Business Development: Focuses on market expansion, client acquisition, and customer relationship management.
- Operations & Service Delivery: Ensures the delivery of high-quality services and operational efficiency.
- Finance & Compliance: Oversees financial planning, reporting, and compliance with local and international regulations.
- Human Resources & Talent Development: Manages talent acquisition, employee engagement, and leadership development.
Features Overview
Some Of The Features That Are Gonna Blow Your Mind Off
Quick Payment
Enjoy quick payment approvals with minimal delay, ensuring a smooth transaction experience
Secure Transactions
Sensitive information is safe with end-to-end encryption. Highest security standards keep transactions secure and protected.
Multiple Payment Methods
Accept payments through a variety of methods, including credit/debit cards, digital wallets, bank transfer, and more.
Mobile-Friendly
Powerful layout with responsive functionality that can be adapted to any screen size. Resize browser to view.
24/7 Customer Support
Whether you have questions or need help resolving payment issues, our experts are here to support you around the clock.
Global Reach
Accept payments from customers worldwide, supporting multiple currencies and regions.
Pricing Details
Our All Inclusive Pricing Plan That Covers You WellFPX (Financial Process Exchange)
- B2C Transactions : MYR 0.90
- B2B Transactions : MYR 1.20
DuitNow Payments: Instant, Local & Secure
- CASA/Wallet(OBW) : 0.6% or max MYR 1
- LCA (OBW) : 1.0%
- QR Payments (CASA/Wallet) : 0.7%
- QR Payments (LCA): 1.0%
- Consent Payments : MYR 0.30
VISA & MASTER (Malaysia-Based Transactions)
- Credit Cards (Domestic) : 1.6%
- MyDebit (CNP) : 0.6%
- Debit Cards (Domestic) : 1.1%
- Prepaid Cards (Domestic) : 1.2%
- Credit Cards (Foreign) : 2.5%
- Debit/Prepaid (Foreign) : 2.5%
eWallet
- GrabPay, Boost, Touch'nGo, ShopeePay : 1.3%
- Wechat Pay : 1.0%
- Alipay : 1.4%
- Alipay+ : 2.2%
Buy Now, Pay Later (BNPL)
- GrabPay Pay Later (Postpaid) : 5.4%
- GrabPay Pay Later (Installment) : 5.9%
- Atome : 5.1%
Razer Cash
- 7-11 (2,200 outlets) : 1.9% or MYR 1.10, whichever is higher
UnionPay
- Card or QR : 2.5%
Diner
- Diner : 2.5%
Payment Settlement Details
Payment Settlements Made Simple and EfficientSettlement Period
The transactions' payment will be settled on weekly basis, meaning the transactions from Monday (first day) to Sunday (cut off day) will be settled in the following Thursday. If the settlement date falls on non-Business Day, it will be remitted on the next Business Day.
Minimum Settlement
Minimum amount required for settlement is MYR 100.
Settlement Charge
No settlement charges for Malaysian accounts.
TT Charges
Telegraphic Transfer (TT) charges are borne by merchants.
Processing Currency
Transactions are processed in Malaysian Ringgit (MYR).
Trading Limit
There are no trading limits on the account.
Chargeback Fee
A chargeback fee of MYR 50 will be applied.
Refund Service Charge
A service charge may apply on refunds, depending on the situation.
Settlement Currency
Settlements are made in Malaysian Ringgit (MYR).
Additional Details
Everything You Need To KnowNote 1
GST/SST is applicable according to the relevant authorities, which may vary from time to time.
Note 2
The merchant selling rate can be adjust for key merchant / request by MRA
Note 3
Settlement Currency depending on the signing entity of the merchant's registered company location
Note 4
VISA/MASTER card channel base rate for the MRP will increase by 0.15% if the Merchant's transaction amount, on average, falls between MYR 50 and MYR 100.